Please Note: Our phone system is currently experiencing some quality call issues. For faster assistance, please use the chat function.
Please note: AmeriCU's Offices and Financial Centers will be closing at 1pm on Tuesday, December 24 in observance of Christmas Eve and closed Wednesday, December 25 in observance of Christmas. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs.
Please note: AmeriCU's Offices and Financial Centers will be closing at 1pm on Tuesday, December 31 in observance of New Year's Eve and closed Wednesday, January 1 in observance of New Year's Day. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs.
SCAM ALERT: As the holiday season begins, fraudsters are are posing as financial institutions in attempt to steal confidential information. If you receive a suspicious call or text from someone claiming to be from AmeriCU, even if the number appears legitimate, hang up and contact us directly at 800-388-2000. We will never contact you to request your account information. Your security is our top priority!
Enjoy a variety of investment options to meet long, medium, or short-term retirement needs with a Retirement Savings Account, more commonly known as an Individual Retirement Arrangement, or IRA. AmeriCU offers both Traditional and Roth IRAs as well as Coverdell Education Savings Accounts.
Saving for your long, medium, or short-term retirement needs.
Retirement savings accounts are one of the best savings tools available today, with great rates, increased contribution limits, and increased portability of assets between plan types. More people than ever before are now eligible to take advantage of the incredible tax advantages available. Even better, traditional retirement savings contributions are tax-deductible for many, consult your tax advisor. Over time, these special tax features can result in significantly more savings than typical savings accounts.
Traditional IRA
Allows you to invest money and pay no taxes on the money you invest until you withdraw it. With no minimum contribution required, this type of account might be best for those who do not have a workplace retirement plan, or those who are beginning to build their retirement funds.
Roth IRA
You’ll pay tax on the money you invest, but no tax when it comes time to withdrawal. Also with no minimum contribution required, this type of account works best for those who are beginning to build their retirement savings and expect to be in a higher tax bracket at the time they’ll be withdrawing funds.
Coverdell Education Savings Account
Allows you to invest money solely to pay for qualifying education expenses like tuition, books, and equipment. With no minimum contribution required, this type of account works best for those looking to exclusively save for grade school, high school, or continuing college expenses.
FINANCIAL PLANNING
AmeriCU Investments offers a full range of financial planning services to help you plan, save, invest for retirement, and to leave a financial legacy.
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.
If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.
Please Note: Our phone system is currently experiencing some quality call issues. For faster assistance, please use the chat function.
