Red Alert Please note: You may experience intermittent downtime with Online & Mobile Banking and select ATM Services on Saturday, March 15 while we perform system maintenance during the hours of 1 PM- 7 PM. Questions? Click ‘Let’s Connect’ to get started. Close

9 Month Share Certificate

AmeriCU & Your Terms

6-Month Share Certificate – 5.00% APY*
Connect with low-risk earning potential! Time is money – let’s make the most of the next six months. You’ll be surprised how much you’re able to save in so little time.

View Disclosures and Rates Current Rates

Membership

Real Connections Matter

At AmeriCU, we believe today more than ever, real connections matter. Whether it’s connecting you with the right people to help you succeed, solutions to achieve your goals, or new technology to make banking even easier, AmeriCU has everything you need to connect you where you are with where you want to be.

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Connect Wherever Life Takes You

Our Virtual Financial Center with Live Video Assistance will connect you with a real AmeriCU representative who can help you:

Join the credit union; apply for a mortgage, loan, or credit card; open a new checking or savings account; and more.

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AmeriCONNECT Visa Credit Cards

Connect with more features, more benefits, and even greater rewards! Right now, open an AmeriCONNECT Visa Credit Card and we’ll connect you with the lowest intro rate possible for the first twelve months.

Plus, qualifying members will earn reward points for every dollar spent!  

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About AmeriCU

As a credit union, AmeriCU is a not-for-profit financial institution owned by our members. Serving 24 counties in New York and beyond, AmeriCU provides you with all the products and services you need – often with low or no fees, and better rates.

The organization has been serving the local community for over 70 years and, in that time, has grown to more than 160,000 members, and 20 financial centers.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU News

News

Mar 12, 2025

AmeriCU Credit Union Launches Exciting Member Referral Program with Cash Rewards

AmeriCU Credit Union is making banking more rewarding with its new Member Referral Program, offering both existing and new members the opportunity to earn cash incentives.

Home and Garden Show

Events

Mar 14, 2025

Home and Garden Show Day 1

The Home & Garden Show, one of the largest events of its kind in the Northeast, is where Central New Yorkers go to for the best advice and services needed to build, improve, and maintain their home.

Checking Accounts EDU

Education

Jan 15, 2025

Checking Accounts

A checking account is a financial tool that offers everyday access to your funds and provides an effective way to track your budget.

*Annual Percentage Yields (APYs) current as of 01/30/24 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.