Red Alert Please Note: Our phone system is currently experiencing some quality call issues. For faster assistance, please use the chat function.

Please note: AmeriCU's Offices and Financial Centers will be closing at 1pm on Tuesday, December 24 in observance of Christmas Eve and closed Wednesday, December 25 in observance of Christmas. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs.

Please note: AmeriCU's Offices and Financial Centers will be closing at 1pm on Tuesday, December 31 in observance of New Year's Eve and closed Wednesday, January 1 in observance of New Year's Day. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs.

SCAM ALERT: As the holiday season begins, fraudsters are are posing as financial institutions in attempt to steal confidential information. If you receive a suspicious call or text from someone claiming to be from AmeriCU, even if the number appears legitimate, hang up and contact us directly at 800-388-2000. We will never contact you to request your account information. Your security is our top priority! Close

AmeriCU Credit Union announces participation in the Federal Home Loan Bank of New York’s Homebuyer Dream Program Plus

AmeriCU News

ROME, NY – JUNE 03, 2024: AmeriCU Credit Union is excited to announce its participation in the Federal Home Loan Bank of New York’s Homebuyer Dream Program Plus (HDP Plus) *. This initiative offers eligible first-time homebuyers the opportunity to receive a grant of up to $7,500 to assist with down-payment and closing costs. The grant funding will be available until August 30, 2024, or until funds are exhausted.

AmeriCU offers educational resources and personalized guidance, helping buyers navigate the complexities of purchasing a home. Individuals can benefit from the HDP Plus by receiving essential financial assistance, to make homeownership more affordable and attainable. Homeownership through this program means more than just having a place to live; it represents an investment in one’s future, providing stability and the opportunity to build equity.

“We are thrilled to participate in the HDP Plus program and support first-time homebuyers in achieving their dream of homeownership,” said Mary Leuthauser, AmeriCU’s AVP of Mortgage Loan Operations. “This grant provides a substantial financial boost, making homeownership more accessible for many families in our community.”

AmeriCU remains committed to supporting the communities we serve and helping individuals and families achieve their financial goals. The credit union invites community members to connect with their representatives who can offer personalized financial solutions to help them thrive and achieve the dream of homeownership.

For more information on AmeriCU Credit Union’s mortgage products or to contact a Mortgage Executive, visit www.americu.org/mortgages/.

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About AmeriCU Credit Union

As a credit union, AmeriCU is a not-for-profit financial institution owned by our members. AmeriCU has been serving the local community for over 70 years and, in that time, has grown to more than 164,000 members, 20 financial centers, $2.7 billion in assets, and serves 24 counties in New York and beyond. AmeriCU is located in Central New York and is among the State’s largest, full-service financial cooperatives. Fees and restrictions apply. For more information and eligibility requirements, visit www.americu.org. Equal Housing Lender – Federally Insured by NCUA – Membership Eligibility Required.

Must satisfy program requirements and make less than Federal Home Loan Bank determined income cap. Income cap varies by location. Subject to available funding from Federal Home Loan Bank.

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