Red Alert
Please note: AmeriCU's Offices and Financial Centers will be closing at 1pm on Tuesday, December 31 in observance of New Year's Eve and closed Wednesday, January 1 in observance of New Year's Day. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs.

SCAM ALERT: As the holiday season begins, fraudsters are are posing as financial institutions in attempt to steal confidential information. If you receive a suspicious call or text from someone claiming to be from AmeriCU, even if the number appears legitimate, hang up and contact us directly at 800-388-2000. We will never contact you to request your account information. Your security is our top priority! Close

Connect with everything you need to do more of the things you want.

A mortgage for your first home. A loan for your new business venture. An IRA for the retirement of your dreams. Whatever you’re ready to connect with—even if it’s just a real person to answer your questions—we’ll always be ready.

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Virtual Financial Center

Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team!

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6-Month Share Certificate – 4.50% APY*

Connect with low-risk earning potential! Time is money – let’s make the most of the next six months.

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Proud to Serve 24 Counties!

We’ve expanded our field of membership to include 15 new counties across the North Country, Mohawk Valley, Central New York, and Southern Tier communities!

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More choices. Fewer worries.

No matter which AmeriCONNECT Visa® Credit Card you choose, our secure chip technology, near real-time purchase alerts and zero liability from fraud give you peace of mind.

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We bank on personal experiences— even if we don’t see you in person.

Download our mobile banking app to stay connected to the banking tools you need—wherever you are.
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Current Rates

Vehicle Loans
Vehicle Loans
As low as
5.99%APR*
Home Equity Loan
Home Equity Loan
As low as
5.50%APR*
Marine Loan
Marine Loan
As low as
6.99%APR*
Share Certificates
Share Certificates
As high as
4.50%APY*
*Click here for full details

Latest From AmeriCU

AmeriCU News

News

Dec 30, 2024

AmeriCU Credit Union Celebrates 25 Years of Sponsorship at Fort Drum’s Annual Tree Lighting Event

This year marks a special milestone as AmeriCU Credit Union proudly celebrates 25 years of sponsoring the annual Fort Drum Tree Lighting Event.
View News
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Education

Nov 20, 2024

Paying For College

College costs are rising, but with strategic planning and saving, paying for education can be within your reach.
View Article

*Annual Percentage Yields (APYs) current as of 6th January 2025 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.

**Annual Percentage Yields (APYs) current as of 6th January 2025 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Cannot be combined with any other offer. Membership eligibility is required. Insured by NCUA. At the end of term this will auto-renew to a 12-month share certificate at the prevailing rate.

***APR = Annual Percentage Rate. Rates and terms are determined by overall credit history and are subject to change. Loan approval based on creditworthiness. Estimated monthly payment of $86.28 per $1,000 borrowed, based on 12-month term at 5.99% APR. Maximum loan amount $5,000.  Cannot be combined with any other offer. Membership eligibility required. Equal Housing Lender. Insured by NCUA. Offer ends 01/15/25.