Red Alert Please note: AmeriCU's Offices and Financial Centers will be closed Monday, January 20 in observance of Martin Luther King Jr. Day. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs. Close

Find an AmeriCU Financial Center location or ATM Near You

Wherever you are, you’re never far from AmeriCU! With 20 Financial Center locations throughout Central and Northern New York, over 30,000 surcharge-free ATMs nationwide, and access to a nationwide Shared Branching network, we make it easy to connect.

You can also conduct transactions with the assistance of a Live Teller at any of our ITMs. Monday – Friday 9 AM – 5 PM and Saturdays 9 AM – 12 PM.

Shared Branching

Shared Branching

AmeriCU is among 5,000+ Shared Branching locations that form a national network of Credit Union Service Centers. CO-OP Shared Branching Centers are a cooperative effort by participating credit unions. They are branch offices, much like your own credit union’s office, where you can make deposits, withdrawals, balance inquiries, transfer money between accounts, cash checks, and more. When you visit a shared branch, the teller will ask which credit union you belong to, your account number, and what type of transaction you’d like to make. Deposits are subject to our Funds Availability Policy. Learn more about Shared Branching from the CO-OP Network.

Holiday Closings

  • Martin Luther King Jr. Day Monday, January 20, 2025
  • President’s Day Monday, February 17, 2025
  • Memorial Day Saturday, May 24, 2025, and Monday, May 26, 2025
  • Juneteenth National Independence Day Thursday, June 19, 2025
  • Independence Day Friday, July 4, 2025, and Saturday, July 5, 2025
  • Labor Day Saturday, August 30, 2025 and Monday, September 1, 2025
  • Columbus Day Monday, October 13, 2025
  • Veterans Day Tuesday, November 11, 2025
  • Thanksgiving Day Thursday, November 27, 2025
  • Christmas Day Wednesday, December 24, 2025 – close at 1 PM, and Thursday, December 25, 2025
  • New Year’s Day 2025 Wednesday, December 31, 2025 – close at 1 PM, and Thursday, January 1, 2026