Why Choose AmeriCU?
At AmeriCU, we’re more than just a financial institution—we’re your financial partner. With over 75 years of trusted service, we’re committed to providing innovative banking solutions that help you build a secure future. When you become a member, you’re not just another account number—you’re part of a community.
AmeriCU was founded with one goal in mind: to help our members achieve financial success. We’re not for-profit, which means that every dollar you invest in your membership helps improve your financial opportunities. We put YOU at the center of everything we do. When you become a member, you become an owner—sharing in our success.
-
Financial Center Hours
- Monday 9:00 AM – 4:00 PM
- Tuesday 9:00 AM – 4:00 PM
- Wednesday 9:00 AM – 4:00 PM
- Thursday 9:00 AM – 4:00 PM
- Friday 9:00 AM – 5:00 PM
- Saturday Closed
- Sunday Closed
-
Drive-Up Interactive ATM with Live Teller Assist
- Monday 9:00 AM – 5:00 PM
- Tuesday 9:00 AM – 5:00 PM
- Wednesday 9:00 AM – 5:00 PM
- Thursday 9:00 AM – 5:00 PM
- Friday 9:00 AM – 5:00 PM
- Saturday 9:00 AM – 12:00 AM
- Sunday Closed
-
24/7 ATM
What AmeriCU Membership Means for You
When you open an account with AmeriCU, you unlock exclusive access to a range of benefits and services that will help you take control of your financial future:
As a member, you’re not just banking—you’re part of a family, and your voice matters. With us, you’re more than a customer. You’re a member-owner.
Join AmeriCU!
Whether you’re saving for the future, buying your first home, or building your credit, AmeriCU is with you every step of the way. Join us today and experience exceptional service and unbeatable products designed with your best interests in mind.
Become a Member in Just 3 Easy Steps:
1. Apply Online: Sign up and complete your membership application.
2. Fund Your Account: Add funds to your new account.
3. Start Enjoying Benefits: Access your new account and explore all the benefits of being an AmeriCU member!
Meet the Manager
Welcome to AmeriCU!
My name is Kelly Gerrard-Smith, and I am the Financial Center Manager for the Griffiss Financial Center. I have worked in banking for 25+ years. Starting out as a seasonal teller, and working my way to management- which I’ve done for 13 years now. My goal is to help my members meet their financial goals while providing member service that will build a long-lasting relationship with AmeriCU.
When I’m not at work I enjoy spending time with my family, friends, and 5 dogs.
Contact Me!
Email: Kelly.Gerrard@AmeriCU.org
Phone: 315.356.3000 ext.3503
Current Rates
6-Month Share Certificate – 4.25% APY*
A short-term savings option with one of our highest rates! Make the most of the next six months – you’ll be surprised how much you’re able to save in so little time.
Checking Accounts
Earn rewards for your purchases, or a high-rate, with AmeriCU’s new checking accounts! Plus, get an instantly-issued debit card and get paid a day early with qualifying direct deposit.**
Mortgage
Fixed or variable rate? First time homebuyer or veteran? AmeriCU has a mortgage to get you there. It’s still a great time to buy, so make the move with AmeriCU!
Nearby Locations
Texting your zip code to “91989” is a way to find the nearest surcharge-free ATM using the Shared Branching network!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
Celebrate Youth Month with AmeriCU Credit Union
April is National Credit Union Youth Month, and AmeriCU is ready to celebrate its youngest members in a big way.
Events
Career & Internship Opportunity Fair at RFA
Join us for a day of connecting over 900 High School Seniors, juniors, and Sophomores with their potential career path, job opportunities, or internships after graduation!
Education
Checking Accounts
A checking account is a financial tool that offers everyday access to your funds and provides an effective way to track your budget.*Annual Percentage Yields (APYs) current as of 8th April 2025 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.
**If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.