Red Alert Please note: Debit cards are now being issued at all Financial Centers following system upgrades. ATMs, ITMs, and select card features in Online & Mobile Banking may still be temporarily unavailable. We will notify you when upgrades are completed. Close

Why Choose AmeriCU?

At AmeriCU, we’re more than just a financial institution—we’re your financial partner. With over 75 years of trusted service, we’re committed to providing innovative banking solutions that help you build a secure future. When you become a member, you’re not just another account number—you’re part of a community.

AmeriCU was founded with one goal in mind: to help our members achieve financial success. We’re not for-profit, which means that every dollar you invest in your membership helps improve your financial opportunities. We put YOU at the center of everything we do. When you become a member, you become an owner—sharing in our success.

Cicero Financial Center

6414 State Route 31

Cicero, NY 13039

  • Financial Center Hours

  • Monday 9:00 AM – 4:00 PM
  • Tuesday 9:00 AM – 4:00 PM
  • Wednesday 9:00 AM – 4:00 PM
  • Thursday 9:00 AM – 4:00 PM
  • Friday 9:00 AM – 5:00 PM
  • Saturday 9:00 AM – 12:00 PM
  • Sunday Closed
  • Drive-Up Interactive ATM with Live Teller Assist

  • Monday 9:00 AM – 5:00 PM
  • Tuesday 9:00 AM – 5:00 PM
  • Wednesday 9:00 AM – 5:00 PM
  • Thursday 9:00 AM – 5:00 PM
  • Friday 9:00 AM – 5:00 PM
  • Saturday 9:00 AM – 12:00 AM
  • Sunday Closed
  • 24/7 Interactive ATM

What AmeriCU Membership Means for You

What AmeriCU Membership Means for You

When you open an account with AmeriCU, you unlock exclusive access to a range of benefits and services that will help you take control of your financial future:

  • Competitive Rates on savings, loans, and credit cards
  • No Hidden Fees—with straightforward banking
  • Access to Over 30,000 ATMs Nationwide—fee-free!
  • Mobile Banking—Bank on your time, from anywhere
  • Dedicated Support—We’re here to help you every step of the way

  • As a member, you’re not just banking—you’re part of a family, and your voice matters. With us, you’re more than a customer. You’re a member-owner.
    We’re Here for You Every Step of the Way

    Join AmeriCU!

    Whether you’re saving for the future, buying your first home, or building your credit, AmeriCU is with you every step of the way. Join us today and experience exceptional service and unbeatable products designed with your best interests in mind.

    Become a Member in Just 3 Easy Steps:
    1. Apply Online: Sign up and complete your membership application.
    2. Fund Your Account: Add funds to your new account.
    3. Start Enjoying Benefits: Access your new account and explore all the benefits of being an AmeriCU member!

    Joseph Paice scaled e1682624958626

    Meet the Manager

    Welcome to AmeriCU!

    My name is Joseph Paice, I am the Financial Center Manager of the Cicero Financial Center and have been serving the members of AmeriCU since 2007, starting out my career at the Liverpool Financial Center for 14 years as a teller and working my way up to loan officer. After that I became the Assistant Financial Center Manager of the Armory Square Financial Center, then Financial Center Manager of the Camillus office. It’s been with great pride that I have been a part of these teams for many years and will continue to do so in the Cicero Financial Center.

    Over the years I have enjoyed many team sports, but am currently still participating in a golf and bowling league, and also have acquired a new passion, bocce!! If I’m not on the golf course, I’m spending my free time with my family and friends. My wife and I enjoy traveling and discovering new places to explore. My journey with AmeriCU is onward and upward, and I look forward to the new connections and friendships.

    Contact Me!
    Email: [email protected]
    Phone: 315.356.3000 ext.6103

    Current Rates

    Vehicle Loans
    Vehicle Loans
    As low as
    5.74%APR
    Home Equity Loan
    Home Equity Loan
    As low as
    5.99%APR
    Marine Loan
    Marine Loan
    As low as
    6.74%APR
    Share Certificates
    Share Certificates
    As high as
    4.25%APY*
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    6-Month Share Certificate – 4.25% APY*

    A short-term savings option with one of our highest rates! Make the most of the next six months – you’ll be surprised how much you’re able to save in so little time.

    View Disclosures and Current Rates

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    Checking Accounts

    Earn rewards for your purchases, or a high-rate, with AmeriCU’s new checking accounts! Plus, get an instantly-issued debit card and get paid a day early with qualifying direct deposit.**

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    Mortgages

    Fixed or variable rate? First time homebuyer or veteran? AmeriCU has a mortgage to get you there. It’s still a great time to buy, so make the move with AmeriCU!

    Nearby Locations

    AmeriCU ATM

    6406 State Route 31 Cicero, NY 13039

    View Details

    AmeriCU ATM

    7952 Route 11 Cicero, NY 13039

    View Details

    AmeriCU ATM

    6392 East Taft Road East Syracuse, NY 13057

    View Details

    Texting your zip code to “91989” is a way to find the nearest surcharge-free ATM using the Shared Branching network!

    Let's Connect

    Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

    Latest From AmeriCU

    David Smith

    News

    Apr 09,2025

    AmeriCU Credit Union Expands Mortgage Team with Experienced Loan Officer

    AmeriCU Credit Union is excited to welcome David Smith as one of the newest members of its mortgage team.
    2025 Heart Walk

    Events

    Apr 12, 2025

    2025 North Country Heart Walk

    Join us for a day of connecting over 900 High School Seniors, juniors, and Sophomores with their potential career path, job opportunities, or internships after graduation!
    Checking Accounts EDU

    Education

    Jan 15,2025

    Checking Accounts

    A checking account is a financial tool that offers everyday access to your funds and provides an effective way to track your budget.

    *Annual Percentage Yields (APYs) current as of 10th April 2025 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.

     

    **If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.