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Financial Center Hours
- Monday 9:00 AM – 4:00 PM
- Tuesday 9:00 AM – 4:00 PM
- Wednesday 9:00 AM – 4:00 PM
- Thursday 9:00 AM – 4:00 PM
- Friday 9:00 AM – 5:00 PM
- Saturday 9:00 AM – 12:00 PM
- Sunday Closed
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Drive-Up Interactive ATM with Live Teller Assist
- Monday 9:00 AM – 5:00 PM
- Tuesday 9:00 AM – 5:00 PM
- Wednesday 9:00 AM – 5:00 PM
- Thursday 9:00 AM – 5:00 PM
- Friday 9:00 AM – 5:00 PM
- Saturday 9:00 AM – 12:00 AM
- Sunday Closed
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24/7 Interactive ATM
Services Available
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Coin Machine
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24-Hour ITM
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Night Drop
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Drive-Up Interactive ATM with Live Teller Assist
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Certified Financial Counselors

Checking Accounts
Earn rewards for your purchases, or a high-rate, with AmeriCU’s new checking accounts! Plus, get an instantly-issued debit card and get paid a day early with qualifying direct deposit.*

6-Month Share Certificate – 4.25% APY**
A short-term savings option with one of our highest rates! Make the most of the next six months – you’ll be surprised how much you’re able to save in so little time.

Mortgages
Fixed or variable rate? First time homebuyer or veteran? AmeriCU has a mortgage to get you there. It’s still a great time to buy, so make the move with AmeriCU!

Meet the Manager
Welcome to AmeriCU!
My name is Joseph Paice, I am the Financial Center Manager of the Cicero Financial Center and have been serving the members of AmeriCU since 2007, starting out my career at the Liverpool Financial Center for 14 years as a teller and working my way up to loan officer. After that I became the Assistant Financial Center Manager of the Armory Square Financial Center, then Financial Center Manager of the Camillus office. It’s been with great pride that I have been a part of these teams for many years and will continue to do so in the Cicero Financial Center.
Over the years I have enjoyed many team sports, but am currently still participating in a golf and bowling league, and also have acquired a new passion, bocce!! If I’m not on the golf course, I’m spending my free time with my family and friends. My wife and I enjoy traveling and discovering new places to explore. My journey with AmeriCU is onward and upward, and I look forward to the new connections and friendships.
Nearby Locations
Texting your zip code to “91989” is a way to find the nearest surcharge-free ATM using the Shared Branching network!

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU

News
AmeriCU Credit Union Reflects on the Achievements of 2024 at 75th Annual Membership Meeting
On Monday, March 10, AmeriCU Credit Union held its 75th Annual Membership Meeting, celebrating all the successes the credit union achieved throughout 2024.
Events
Save the Date: Experience LeadHERship
The Greater Utica Chamber of Commerce and Sentinel Media Company have recognized and created this event as a response to growing community demand for a space dedicated to empowering and developing women leaders across the Greater Utica region.
Education
Checking Accounts
A checking account is a financial tool that offers everyday access to your funds and provides an effective way to track your budget.*If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.
**Annual Percentage Yields (APYs) current as of 26th March 2025 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.