Red Alert Please Note: Our phone system is currently experiencing some quality call issues. For faster assistance, please use the chat function.

Please note: AmeriCU's Offices and Financial Centers will be closing at 1pm on Tuesday, December 24 in observance of Christmas Eve and closed Wednesday, December 25 in observance of Christmas. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs.

Please note: AmeriCU's Offices and Financial Centers will be closing at 1pm on Tuesday, December 31 in observance of New Year's Eve and closed Wednesday, January 1 in observance of New Year's Day. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs.

SCAM ALERT: As the holiday season begins, fraudsters are are posing as financial institutions in attempt to steal confidential information. If you receive a suspicious call or text from someone claiming to be from AmeriCU, even if the number appears legitimate, hang up and contact us directly at 800-388-2000. We will never contact you to request your account information. Your security is our top priority! Close

With an HSA, you can:

  • Make tax-deductible contributions into your account
  • Have a debit card with ATM access
  • Withdraw funds tax-free to pay for qualified medical expenses**
  • Earn dividends on account balances of $25 or more
  • Roll funds over each year
  • Choose either a single or family option

Health Savings Account Perks

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It’s Your Savings

The contributions you make remain in your account until you use them, and an HSA account is “portable” – it stays with you if you change employers or leave the work force.

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It Covers More Than You Think

Not sure what an HSA covers? Take a look at the IRS Publication 502 which defines all qualified Medical and Dental Expenses available to you.

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It’s Not Just For You

You can generally include medical expenses you pay for yourself, as well as those you pay for someone who was your spouse or your dependent either when the services were provided or when you paid for them.

You may also be interested in

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Share Certificates

AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.

Share Certificates
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Retirement Savings Accounts

Enjoy a variety of investment options to meet long, medium, or short-term retirement needs with an Retirement Savings Account, more commonly known as an Individual Retirement Arrangement, or IRA.

IRA Savings Accounts
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Financial Planning

If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.

Investments
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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*Terms and conditions apply.

**Please review IRS Publication 502 for a complete list of services and products that count as qualified Medical and Dental Expenses.