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Connect with the equipment you need to grow your business.

  • Loans up to $5,000,000.
  • A business lending partner who will work with you to help your business thrive!
  • Economic benefits of the New York State Excelsior Linked Deposit Program.

Connect with a member of our Business Lending Team below for current rates or more information!

Business Lending Team

Christopher Metot is the AVP, Lending Sales for Business Services at AmeriCU Credit Union.

Christopher Metot

AVP, Lending Sales

800.388.2000 ext. 6222

cmetot@americu.org

Benjamin Mack is a Commercial Loan Officer for Business Services at AmeriCU Credit Union.

Benjamin Mack

Senior Commercial Loan Officer

800.388.2000 ext. 3359

benjamin.mack@americu.org

Emily Bristol

Emily Bristol

Commercial Loan Officer

800.388.2000 ext. 6336

emily.bristol@americu.org

Daniel Lent

Daniel Lent

Commercial Loan Officer

800.388.2000 ext. 3358

daniel.lent@americu.org

Angela Stivers

Angela Stivers

Commercial Loan Officer

800.388.2000 ext. 6245

angela.stivers@americu.org

Mike Todd

Mike Todd

Small Business Relationship Manager | With Offices Located in Watertown, Fort Drum, and Lowville

800.388.2000 ext. 6082

michael.todd@americu.org

Mike Cook

Mike Cook

Small Business Relationship Manager | With Offices Located in Herkimer, Commercial Drive, North Utica, Rome, and Griffiss Park

800.388.2000 ext. 6287

michaelc@americu.org

Todd Stiles

Todd Stiles

Small Business Relationship Manager | With Offices Located in Fayetteville, Thompson Rd, Cicero, Armory Square, Liverpool, Onondaga Hill, Camillus, Auburn, and Cortland

315.356.3000 ext. 6249

todds@americu.org

Noah Hartung

Noah Hartung

Commercial Sales Administrator

800.388.2000 ext. 3349

noah.hartung@americu.org

Excelsior Linked Deposit Program

Excelsior Linked Deposit Program

AmeriCU participates in the Excelsior Linked Deposit Program (LDP) offered by Empire State Development. The LDP is an economic development initiative created to encourage and assist small businesses within New York. This reduced-rate financing program allows qualifying business to make investments to undertake eligible projects that will contribute to improving their productivity, performance, and competitiveness. The LDP helps strengthen small businesses by making borrowing less expensive.

Interested in LDP? Stop into one of AmeriCU’s Financial Centers to start the application process or contact us to learn more.

AmeriCONNECT Visa® Business Rewards Credit Card

Featuring great, low rates, contactless payment, and zero liability from fraud, making them the perfect card for your everyday business needs!

Business Credit Card

You may also be interested in

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Business Deposits

Managing customers, cash flow and expenses can demand a lot of your time. That’s why AmeriCU has designed deposit account solutions with your business in mind.

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Cash Management Services

Enjoy a seamless and personalized experience that meets the demands of your business with our online and mobile services including ACH, Automatic Bill Pay, Remote Deposit, and more.

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Commercial Insurance

Your business is big business to us! We’re here to protect your business, work directly with you and for you, and help evaluate the risk exposures specific to your commercial investment.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

President and CEO Ron Belle

News

Mar 25, 2025

AmeriCU Credit Union Reflects on the Achievements of 2024 at 75th Annual Membership Meeting

On Monday, March 10, AmeriCU Credit Union held its 75th Annual Membership Meeting, celebrating all the successes the credit union achieved throughout 2024.

AmeriCU's Comets Game/Stage Night

Events

Mar 29, 2025

AmeriCU’s Comets Game/Stage Night

AmeriCU’s Game Night is all set for March 29th this includes the Stage.

Checking Accounts EDU

Education

Jan 15, 2025

Checking Accounts

A checking account is a financial tool that offers everyday access to your funds and provides an effective way to track your budget.

*APR = Annual Percentage Rate. Rates and terms are determined by overall credit history and are subject to change. Loan approval based on creditworthiness. Advertised rate is for new and used business equipment purchases and includes applicable loan discounts through AmeriCU and the New York State Excelsior Linked Deposit Program.  Not all borrowers will qualify.  Estimated monthly payment of $22.83 per $1,000 borrowed based on 48-month term at 4.50% APR. Maximum loan amount $5,000,000. Maximum loan term 60-months. Cannot be combined with any other offer. Membership eligibility required. Equal Housing Lender. Insured by NCUA. Offer ends 12/31/2024. To learn more about the NYS Excelsior Linked Deposit Program visit https://esd.ny.gov/linked-deposit-program