Red Alert Please note: AmeriCU's Offices and Financial Centers will be closed Monday, January 20 in observance of Martin Luther King Jr. Day. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs. Close

Connect with the equipment you need to grow your business.

  • Loans up to $5,000,000.
  • A business lending partner who will work with you to help your business thrive!
  • Economic benefits of the New York State Excelsior Linked Deposit Program.

Connect with a member of our Business Lending Team below for current rates or more information!

Business Lending Team

Christopher Metot is the AVP, Lending Sales for Business Services at AmeriCU Credit Union.

Christopher Metot

AVP, Lending Sales

800.388.2000 ext. 6222

[email protected]

Benjamin Mack is a Commercial Loan Officer for Business Services at AmeriCU Credit Union.

Benjamin Mack

Senior Commercial Loan Officer

800.388.2000 ext. 3359

[email protected]

Emily Bristol

Emily Bristol

Commercial Loan Officer

800.388.2000 ext. 6336

[email protected]

Daniel Lent

Daniel Lent

Commercial Loan Officer

800.388.2000 ext. 3358

[email protected]

Angela Stivers

Angela Stivers

Commercial Loan Officer

800.388.2000 ext. 6245

[email protected]

Mike Todd

Mike Todd

Small Business Relationship Manager | With Offices Located in Watertown, Fort Drum, and Lowville

800.388.2000 ext. 6082

[email protected]

Mike Cook

Mike Cook

Small Business Relationship Manager | With Offices Located in Herkimer, Commercial Drive, North Utica, Rome, and Griffiss Park

800.388.2000 ext. 6287

[email protected]

Todd Stiles

Todd Stiles

Small Business Relationship Manager | With Offices Located in Fayetteville, Thompson Rd, Cicero, Armory Square, Liverpool, Onondaga Hill, Camillus, Auburn, and Cortland

315.356.3000 ext. 6249

[email protected]

Noah Hartung

Noah Hartung

Commercial Sales Administrator

800.388.2000 ext. 3349

[email protected]

Excelsior Linked Deposit Program

Excelsior Linked Deposit Program

AmeriCU participates in the Excelsior Linked Deposit Program (LDP) offered by Empire State Development. The LDP is an economic development initiative created to encourage and assist small businesses within New York. This reduced-rate financing program allows qualifying business to make investments to undertake eligible projects that will contribute to improving their productivity, performance, and competitiveness. The LDP helps strengthen small businesses by making borrowing less expensive.

Interested in LDP? Stop into one of AmeriCU’s Financial Centers to start the application process or contact us to learn more.

AmeriCONNECT Visa® Business Rewards Credit Card

Featuring great, low rates, contactless payment, and zero liability from fraud, making them the perfect card for your everyday business needs!

Business Credit Card

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Business Deposits

Managing customers, cash flow and expenses can demand a lot of your time. That’s why AmeriCU has designed deposit account solutions with your business in mind.

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Cash Management Services

Enjoy a seamless and personalized experience that meets the demands of your business with our online and mobile services including ACH, Automatic Bill Pay, Remote Deposit, and more.

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Commercial Insurance

Your business is big business to us! We’re here to protect your business, work directly with you and for you, and help evaluate the risk exposures specific to your commercial investment.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


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*APR = Annual Percentage Rate. Rates and terms are determined by overall credit history and are subject to change. Loan approval based on creditworthiness. Advertised rate is for new and used business equipment purchases and includes applicable loan discounts through AmeriCU and the New York State Excelsior Linked Deposit Program.  Not all borrowers will qualify.  Estimated monthly payment of $22.83 per $1,000 borrowed based on 48-month term at 4.50% APR. Maximum loan amount $5,000,000. Maximum loan term 60-months. Cannot be combined with any other offer. Membership eligibility required. Equal Housing Lender. Insured by NCUA. Offer ends 12/31/2024. To learn more about the NYS Excelsior Linked Deposit Program visit https://esd.ny.gov/linked-deposit-program