Red Alert Please Note: Our phone system is currently experiencing some quality call issues. For faster assistance, please use the chat function.

Please note: AmeriCU's Offices and Financial Centers will be closing at 1pm on Tuesday, December 24 in observance of Christmas Eve and closed Wednesday, December 25 in observance of Christmas. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs.

Please note: AmeriCU's Offices and Financial Centers will be closing at 1pm on Tuesday, December 31 in observance of New Year's Eve and closed Wednesday, January 1 in observance of New Year's Day. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs.

SCAM ALERT: As the holiday season begins, fraudsters are are posing as financial institutions in attempt to steal confidential information. If you receive a suspicious call or text from someone claiming to be from AmeriCU, even if the number appears legitimate, hang up and contact us directly at 800-388-2000. We will never contact you to request your account information. Your security is our top priority! Close

Experience the benefits of modern banking!

Whether you’re managing day-to-day expenses or planning for the future, our e-services are designed to make your life easier. Take advantage of our digital banking solutions designed to fit your lifestyle and discover how easy banking can be at AmeriCU!

Financial Calculators

Convenient Online & Mobile Banking

Access your accounts anytime with our convenient digital services tailored for your needs in one centralized platform, whether on your desktop or mobile device. Manage your finances on your terms! You’ll find:

Convenience: Bank anytime, anywhere without the need to visit a physical branch.

Comprehensive management: View balances, transaction history, and statements all in one place.

Ease of use: Intuitive design makes navigation simple, even for those new to digital banking.

Security: Robust encryption and multi-factor authentication protect your sensitive information.

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AmeriCU App

Meet the AmeriCU App

Enjoy the convenience of banking at your fingertips. The AmeriCU app offers everything you need to manage your money easily and securely. For a seamless banking experience, sign up for Online & Mobile Banking or become a member directly from your phone. You’ll find:

Quick access: Log in with biometrics (fingerprint or face recognition) for instant access to your accounts.

Account management: Easily check balances, make transfers, and pay bills directly from your phone.

User-friendly interface: Designed for efficiency, making transactions faster and easier.

Secure transactions: Enjoy peace of mind with secure data protection and real-time alerts for account activity.

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Do it all with the AmeriCU app!

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Online + Mobile Banking

View all your accounts in one place, make payments, transfers – you know, everything you expect.

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Virtual Financial Center

Perform nearly any Financial Center transaction, even talk with a member of our team – virtually!

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Pay A Person

An easy way to transfer money to other people that’s quick, secure, and free.

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My Credit Score Reporting

Our free tool lets you monitor your score daily and helps you understand the key factors affecting your score.

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AmeriREWARDS

Rewards debit and credit cardholders can redeem points for great merch; you can even combine your points for greater purchasing power!

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Card Management

Report your card lost or stolen; set travel notifications; reset your PIN; you can even put a temporary freeze on your card if you can’t find it.

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Money Management

Your every transaction is automatically categorized and put into a budget to help you stay on track.

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Alerts

Set up payment reminders, low balance notifications, transaction confirmations, even daily summaries of your usage.

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Auto Pay

Schedule recurring internal and external transfers for bills, monthly obligations, and more.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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About Us

Founded in 1950 at Griffiss Air Force Base in Rome, NY, AmeriCU is a member-owned credit union, offering our members the most convenience, financial services, and value, all while continuing to provide outstanding service.

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Locations+ ATMs

Wherever you are, you’re never far from AmeriCU! With 19 Financial Centers throughout Central and Northern New York, over 30,000 surcharge-free ATMs nationwide, and access to a nationwide Shared Branching network, we make it easy to connect. 

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Virtual Financial Center

Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team! It’s convenient, easy, and available wherever you go.

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