Join - AmeriCU Credit Union

Real Connections Matter

Have you heard? AmeriCU members save more, Earn more,

And have more ways to stay connected than ever before!

Because at AmeriCU? We’re all about real connections.

Online, in-person, and everywhere in between.

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Become An AmeriCU Member

As a credit union, AmeriCU is a not-for-profit financial institution owned by the people who bank with us – our members! But – but we’re so much more than a bank! You’re eligible to join AmeriCU if:

You live, work, worship, or attend school within AmeriCU’s field of membership, which includes 24-counties in central, southern, and northern New York
You (or a member of your family) is on active duty, retired from service, in the reserves, or a veteran of the U.S. military
You are employed by an AmeriCU Business Partner, Trade Group or Association
You are an immediate family member of (or live in the household of) an AmeriCU member
You are a Member of the American Consumer Council (ACC).

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Areas We Serve

While AmeriCU is everywhere you are with our Virtual Financial Center, our credit union is proud to serve the following 24 counties in New York:

Broome, Cayuga, Chenango, Clinton, Cortland, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Montgomery, Lewis, Madison, Oneida, Onondaga, Oswego, Otsego, St. Lawrence, Schoharie, Seneca, Tioga, Tompkins, and Wayne

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The Credit Union Difference

As a credit union, AmeriCU is a not-for-profit financial institution owned by the people who bank with us – our members – but we’re so much more than a bank! AmeriCU offers:

Better rates, with fewer fees.
Convenient loan options for everyone, no matter the need.
Easy account access so you can connect wherever you are.
Savings and checking products designed for your financial future.
Real connections – available 24/7 when you need us. Online, in person, and everywhere in between.

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Proud to serve 24-counties!

We’ve expanded our field of membership to include 15 new counties across the North Country, Mohawk Valley, Central New York, and Southern Tier communities!