Red Alert Please note: AmeriCU's Offices and Financial Centers will be closed Monday, January 20 in observance of Martin Luther King Jr. Day. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs. Close

Connect with everything you need to do more of the things you want.

A mortgage for your first home. A loan for your new business venture. An IRA for the retirement of your dreams. Whatever you’re ready to connect with—even if it’s just a real person to answer your questions—we’ll always be ready.

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Virtual Financial Center

Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team!

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6-Month Share Certificate – 4.50% APY*

Connect with low-risk earning potential! Time is money – let’s make the most of the next six months.

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Proud to Serve 24 Counties!

We’ve expanded our field of membership to include 15 new counties across the North Country, Mohawk Valley, Central New York, and Southern Tier communities!

More choices. Fewer worries.

No matter which AmeriCONNECT Visa® Credit Card you choose, our secure chip technology, near real-time purchase alerts and zero liability from fraud give you peace of mind.

Credit Cards
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We bank on personal experiences— even if we don’t see you in person.

Download our mobile banking app to stay connected to the banking tools you need—wherever you are.
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Current Rates

Vehicle Loans
Vehicle Loans
As low as
5.99%APR*
Home Equity Loan
Home Equity Loan
As low as
5.50%APR*
Marine Loan
Marine Loan
As low as
6.99%APR*
Share Certificates
Share Certificates
As high as
4.50%APY*

Latest From AmeriCU

AmeriCU News

News

Dec 30, 2024

AmeriCU Credit Union Celebrates 25 Years of Sponsorship at Fort Drum’s Annual Tree Lighting Event

This year marks a special milestone as AmeriCU Credit Union proudly celebrates 25 years of sponsoring the annual Fort Drum Tree Lighting Event.
Checking Accounts EDU

Education

Jan 15, 2025

Checking Accounts

A checking account is a financial tool that offers everyday access to your funds and provides an effective way to track your budget.

*Annual Percentage Yields (APYs) current as of 20th January 2025 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.

**Annual Percentage Yields (APYs) current as of 20th January 2025 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Cannot be combined with any other offer. Membership eligibility is required. Insured by NCUA. At the end of term this will auto-renew to a 12-month share certificate at the prevailing rate.