1950s-1970s: Laying the Foundation
1950s-1970s: Laying the Foundation

AmeriCU’s journey began in 1950, when it was first established as the Griffiss Employees Credit Union at Griffiss Air Force Base in Rome, NY. It was originally chartered to serve only civilian members, but as its membership grew, the credit union expanded to include military personnel. This growth led to its transition into Griffiss-Oneida Federal Credit Union. By the late 1970s, Griffiss-Oneida FCU introduced additional financial services, launching the Share Draft Program in 1977 and a Mortgage program in 1980. These solutions provided members with easier access to manage their finances and achieve their goals.

1980s: Expansion Through Mergers
1980s: Expansion Through Mergers

The 1980s were a period of rapid expansion as the Credit Union expanded its reach through collaboration. In 1985, Griffiss-Oneida Federal Credit Union merged with DeWitt First Federal Credit Union in Syracuse to form Up State Federal Credit Union. In 1987, Up State FCU launched its first Credit Card program, giving members access to even more tools to finance their everyday lives.

In 1988, Up State Federal Credit Union merged with Fort Drum Federal Credit Union, strengthening its connection to military personnel and their families. This period also marked the beginning of AmeriCU’s long-standing tradition of offering scholarships, with the creation of a Scholarship Committee in 1993 to support educational opportunities for young members.

2000’s: Rebranding and Innovation
2000’s: Rebranding and Innovation

The millennium brought a major transformation. In 2000, Up State Federal Credit Union transitioned from a federal charter to a New York State community-chartered credit union, expanding its membership eligibility to serve a broader range of members across the state. With the charter conversion came the name change to AmeriCU Credit Union. That year, AmeriCU Credit Union celebrated its 50th anniversary, marking five exciting decades of service and growth.

In 2006, the Griffiss Financial Center was built, strengthening the Credit Union’s presence in its Rome community roots. Technological advancements also played a key role in AmeriCU’s expansion. In 2009, just two years after the launch of the first-ever iPhone, AmeriCU introduced Go Mobile, making banking more accessible through mobile devices.

2010’s: Innovation and National Recognition
2010’s: Innovation and National Recognition

The 2010s were a decade of innovation, expansion, and national recognition. In 2010, AmeriCU introduced Member Business Services, supporting and providing essential financial solutions to small businesses and entrepreneurs who are the backbones of our local communities.

In 2012, AmeriCU sponsored its first Salute to the Troops Tribute Concert at Mountainfest in Fort Drum, NY. This reinforced the credit union’s commitment to the military community and started a long-standing annual tradition of celebrating and honoring those who serve.

By 2013, AmeriCU Credit Union had expanded into three new locations—Watertown, Onondaga, and Cazenovia. That same year, e-receipts, e-alerts, and advanced ATM kiosks known as “BIG BLUE” were introduced.

The credit union’s dedication to excellence was recognized in 2015, when AmeriCU Credit Union was named the CenterState CEO Business of the Year for outstanding community involvement. This was followed by multiple awards in 2016, including being voted one of the Best Companies to Work For in New York State.

In 2017, AmeriCU’s commitment to employee training and education programs led to significant enhancements to the training department infrastructure. Through these efforts, an award-winning curriculum was created to equip employees with enhanced skills and tools to better serve members and achieve career growth.

In 2018, the credit union was recognized as one of the top 200 credit unions in the country and continued to innovate with instantly issued debit cards at Financial Centers.

2020s: Digital Transformation and Continued Growth
2020s: Digital Transformation and Continued Growth

The 2020s were a time of rapid change. Though the pandemic may have transformed the world as we knew it, AmeriCU remained focused on doing what we do best – being there for our members, our employees, and the communities we serve, especially in times of need. We stayed the course and further enhanced our digital solutions to offer even more convenient, accessible ways for members to conduct their banking.

In 2020, AmeriCU was again named one of the Best Companies to Work for in New York State and earned awards for Website Design and Community Engagement. That year, Ronald Belle was appointed CEO, leading the credit union into its next chapter.

By 2021, AmeriCU had surpassed 150,000 members and further improved its business banking services with online and mobile banking for business members, ACH benefits, and cash management tools. The credit union also joined the CO-OP ATM network, giving members surcharge-free access to over 30,000 ATMs nationwide.

In 2022, AmeriCU launched a new logo and updated slogan. “AmeriCU & You. Let’s Connect.” was established as a reflection of the meaningful connections AmeriCU creates with members and the communities it serves. That year, the credit union kicked off an initiative to remodel its Financial Centers, starting with its Liverpool location. The remodel included the perfect blend of full service and self-service technology to provide members options. SAM, a chat bot providing members 24/7 assistance on AmeriCU.org was also introduced.

In 2023, AmeriCU Credit Union announced its largest expansion yet, adding 15 additional counties across the North Country, Western and Southern Tiers, bringing its total reach to 24 counties across New York State. The credit union also launched new financial products, products and services, including Pay A Person, My Credit Score Reporting, and the opportunity for members to receive their paycheck one business day early. They expanded their technology offering with a new mortgage app which allows members to apply for a mortgage in minutes and easily check their mortgage status through every step of the process. AmeriCU also introduced Autobooks, enabling business members to easily send invoices and collect payments online.

Looking Ahead: A Future of Continued Service and Innovation
Looking Ahead: A Future of Continued Service and Innovation

As we look ahead, AmeriCU Credit Union remains committed to progress, innovation, and making a lasting impact in the lives of our members. We will continue to remodel our Financial Centers to create more modern, welcoming spaces that enhance the member experience. We will embrace new technologies to provide smarter financial solutions. We will continue to make banking even more convenient and accessible, whether it is online, in-person, or anywhere in between.

And, as we always have, we will continue to find new ways to give back—supporting meaningful initiatives that strengthen our communities and change lives for the better with the help of the recently established AmeriCU Charitable Foundation.

It is with our strong foundation, our innovative spirit, and our dedicated team that AmeriCU Credit Union celebrates 75 years of excellence.

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